CUSTOM FINTECH PLATFORM
POCKETLY — SMART POCKET MONEY MANAGEMENT PLATFORM
Overview
Intelisoft partnered with a fintech startup to develop Pocketly, a next-generation family banking and pocket money management app.
Pocketly empowers parents to teach children financial responsibility through interactive tools that make money management simple, educational, and fun.
The platform allows families to create shared accounts, assign tasks, reward completion, and manage real debit cards — all while giving parents full visibility into their children’s spending habits.
FINTECH
UI/UX
WEB DEVELOPMENT
MOBILE DEVELOPMENT
DEVOPS
Challenge
The client’s goal was to create a secure and intuitive mobile banking experience designed for families — bridging the gap between financial education and real-world transactions.
They faced several key challenges:
- Designing a multi-user architecture for parents and multiple children.
- Integrating real and virtual debit cards with full KYC/AML compliance.
- Building a task-based earning system to turn chores into pocket money.
- Enabling real-time parental monitoring of transactions and spending.
- Ensuring bank-level security, scalability, and compliance across regions.
Solution
Intelisoft engineered Pocketly, a mobile fintech platform that combines financial control, education, and real banking functionality.
Core Features
- Family Accounts: Parents can create linked accounts for children and manage allowances directly from their dashboard.
- Task & Reward System: Parents assign tasks and transfer money once they’re completed and verified.
- Real Debit Cards: Each user receives a physical or virtual card with configurable spending limits.
- Smart Spending Insights: Parents monitor purchases, track spending patterns, and set custom alerts.
- Child Dashboard: Kids can view earnings, savings goals, and spending summaries in an engaging, gamified interface.
- Security First: End-to-end encryption, two-factor authentication, and PCI DSS–compliant infrastructure.
Intelisoft merges financial learning with real banking power, creating a safer way for children to explore money management.
Technology Stack
Mobile: ReactNative (iOS & Android)
Backend: Java, Spring Boot, PostgreSQL
Cloud: AWS (Lambda, RDS, Cognito, S3, CloudWatch)
Payments: Stripe Issuing / Marqeta API
Security: OAuth2.0, JWT, KYC/AML, PCI DSS compliance
Analytics: Firebase, Mixpanel
This stack ensures seamless performance, scalable architecture, and enterprise-grade data protection across platforms.
Our Approach
Intelisoft followed a collaborative Agile process with continuous client feedback and sprint-based delivery.
- Discovery & Compliance Research – defined the fintech regulations, KYC process, and API integrations.
- Design Phase – created intuitive UI flows for both parent and child dashboards.
- Development – built modular APIs and mobile features supporting secure transactions and real-time updates.
- Security & QA – conducted penetration tests and ensured full data encryption.
- Deployment & Support – launched Pocketly MVP, optimized performance, and provided post-launch monitoring.
Our flexible approach allowed fast iteration while maintaining security and compliance from day one.
Results
Comprehensive family banking app with real cards and instant transfers
Gamified financial education system improving engagement among children
Full parental control and transparency over child spending
Scalable fintech infrastructure ready for new markets
High user satisfaction and investor interest post-MVP launch
Pocketly proves that fintech innovation can also teach financial literacy — helping families manage, learn, and grow together through technology.
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